Business insurance

As extreme weather conditions caused by climate change become more common, there is reason to pay attention to company flood insurance coverage. Material property damage caused by a flood can be extensive for both real estate and other property. For example, a single instance of heavy rain in Pori in 2007 resulted in more than EUR 20 million of damages.

Receivables can account for up to 30% of a company’s balance sheet, but many companies have no insurance cover for them at all. Credit insurance provides coverage against potential payment defaults of your clients.

The event industry has been one of the hardest hit by the coronavirus crisis, which may be the reason why an exceptional number of events and festivals have been organised over the summer after the restrictions in Finland were lifted. However, the media has also showcased situations where an event has not gone as expected. Many event organisers are not aware that there are special insurances for these situations.

The construction industry has been struggling with major challenges for a long time now. The global pandemic has caused major challenges with regard to the availability of materials as well as labour. Continuously accelerating inflation is making the difficult situation even more challenging.

It is not uncommon to wonder what added value an insurance broker can bring if the company will only take out the mandatory insurance policies in any case. Well, to put it modestly, they can completely optimise the entire insurance cover. Usually, the result is not only a more cost-efficient insurance package but also more high-quality insurance cover.

Russia’s invasion of Ukraine has a significant impact on insurance coverage in Russia, Ukraine and Belarus, as well as transport to and from these countries.

When taking your business abroad, you will almost always need local partners to take care of insurance matters for you. We have compiled some tips from our experts on international business.

Timo Laakso

Senior Account Executive

The pandemic has made people realise that their lives are limited, which is why employees do not want to stay in jobs where they are unhappy.

Hannu Rosenqvist

Senior Advisor, Life & Pension

Information security is the new black. In a world where companies operate through information systems, these systems and related functions pose a substantial risk to business.

Anu Ruotsalainen

Insurance Broker, Lawyer

Cyber risks are becoming a growing threat to businesses in nearly all sectors. Traditional company insurance is increasingly less likely to cover damage caused by cyber attacks, which is why the need for a separate cyber insurance policy is critical in the modern digital world.

Simo Hannula

Head of Sales & International Network