Business insurance

It is not uncommon to wonder what added value an insurance broker can bring if the company will only take out the mandatory insurance policies in any case. Well, to put it modestly, they can completely optimise the entire insurance cover. Usually, the result is not only a more cost-efficient insurance package but also more high-quality insurance cover.

Russia’s invasion of Ukraine has a significant impact on insurance coverage in Russia, Ukraine and Belarus, as well as transport to and from these countries.

When taking your business abroad, you will almost always need local partners to take care of insurance matters for you. We have compiled some tips from our experts on international business.

Timo Laakso

Senior Account Executive

The pandemic has made people realise that their lives are limited, which is why employees do not want to stay in jobs where they are unhappy.

Hannu Rosenqvist

Senior Advisor, Life & Pension, Partner

Information security is the new black. In a world where companies operate through information systems, these systems and related functions pose a substantial risk to business. Companies usually have their fire walls and antivirus software in order, but shortcomings of policies and processes as well as actions of company personnel may leave systems vulnerable.

Anu Ruotsalainen

Insurance Broker, Lawyer

Cyber risks are becoming a growing threat to businesses in nearly all sectors. Traditional company insurance is increasingly less likely to cover damage caused by cyber attacks, which is why the need for a separate cyber insurance policy is critical in the modern digital world.

Simo Hannula

Head of Sales & International Network

When the COVID-19 pandemic hit the world, economists predicted a worldwide bankruptcy wave, which would topple companies in every country. In the worst case, insolvencies would increase worldwide by even more than 30 %. Fortunately, this bankruptcy wave never materialised.

Timo Nisumaa

Insurance Broker

It is clear that managerial positions come with a lot of responsibility. Persons in managerial positions bear various risks related to business operations and company management. But did you know that managers also have personal financial liability?

When setting up a business, it is vital also to pay attention to insurance matters. You need to know which business insurances are mandatory, and which are the optional ones – and, furthermore, what are the insurances your company needs from day one, and what are the alternatives you should take into consideration later as your business gets established and starts growing.