Employee insurance is a legal requirement in Finland. Many employers also take out voluntary insurance policies, which can be used to cover a wider range of occupational health services than usual. Voluntary insurances are an important part of good risk management and valued personnel benefits. Nowadays, e.g. telecommuting insurance is really common.
How an insurance broker can help with employee insurance
A skilled insurance broker can be invaluable when it comes to getting workers' compensation insurance. An insurance broker helps you think about what kind of insurance coverage your company's employees need.
A carefully planned insurance and personnel benefits package significantly reduces the company's financial risks and also often reduces sickness absences and incapacity for work.
The expertise of an insurance broker specialized in insuring employees and personnel benefits also includes taxation matters. If you wish, the insurance broker will tender the entire insurance package as well as your company's personnel benefits.
At the same time, it can be seen that your company has utilized all tax advantages and deductions in the best possible way and, if you want to compete, also occupational health care.