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Multinational pooling

Multinational pooling is a method companies use to manage the risk of their employee benefit plans throughout the world. The different employee benefit programs of a multinational company are combined to form an international pool. The result of multinational pooling is financial savings and better control of risks.

We can help companies to receive global experience rating, financial cost saving, annual reporting, improved underwriting terms and conditions. We can help companies to use pooling as a management tool and information base for decision making.


HR consulting

We can support you as an employer with employment related issues and the things that you have to consider to be in line with market practice. We can give consultation on employment contracts including collective agreements, employer labor costs, taxation and obtaining of fringe benefits etc.

We also consult on social security issues and can administer the fringe benefits and procure them. We can support HR in projects, e.g. regarding work environment, labor law or employment contracts.

We can help you deliver an important message to your employees. Maybe you are implementing new benefits and want all employees to be aware of their benefits? An effective communication strategy has the power to boost employee engagement, build internal awareness, drive performance, retain talent, and even make your workforce more open to change. We can help you build and enhance your message on employee benefits, or we can communicate them on your behalf to the employees.

Benefit design

When designing the format and coverage for the employees’ package, there are certain things the company must consider. The package should be attractive for the employee but at the same time cost efficient for the company.

We can discuss the different options on coverage, sums insured, accessibility and service so that it suits your company’s needs.



Insurance management

Administration of the company's pension and insurance solutions can be complicated and time-consuming. We strive to act as a strategic partner in pension and benefit matters and streamline administrative flow. This can be day-to day administration, invoicing, claim handling or applying for refunds.


Why use an insurance expert?

Understanding what insurance you need can be complex and it can be devastating if you get it wrong. It pays to have an insurance expert on your side.